The Ulta Credit Card does a hard pull on your credit when you apply for it.
You will need at least a good credit score to get it, which is more than most store cards require, but you will be able to use it anywhere Mastercard is accepted.
Ulta might also offer you a pre-approval via mail or in stores. While a pre-approved offer only results in a soft pull, it doesn’t guarantee you approval.
To actually get the card you must apply, which will result in a hard pull. This may lower your credit score for a short period of time.
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