It can take as little as a minute to get approved for the UMB Simply Rewards Visa Credit Card. If you don't get instantly approved, it usually takes 7-10 business days to receive a decision on your application.
Keep in mind that you can check the status of your application by calling (800) 821-5184.
Ultimately, you can expect to have your UMB Simply Rewards Visa Credit Card in hand in up to 10 business days after approval.
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