What's the starting credit limit for the Union Bank Platinum card? This question is about the Union Bank® Platinum™ Credit Card

What's the starting credit limit for the Union Bank Platinum card?

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This question is about the Union Bank® Platinum™ Credit Card

Maria Adams, Credit Cards Moderator

@m_adams • 02/25/22 This answer was first published on 02/25/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Unfortunately, there is no way to tell the starting credit limit for the Union Bank® Platinum™ Credit Card. Union Bank does not disclose any specific credit limit information in the card’s terms.

For the most part, Union Bank® Platinum™ Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

Keep in mind that you can ask to get a credit limit increase by calling the Union Bank customer service number you see on the back of your card, but it’s best not to do that more than once a year. Union Bank will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Union Bank.

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What credit score do you need for a Union Bank credit card?

The credit score you need for a Union Bank credit card ranges from 300 to 750+, depending on the card. That means Union Bank accepts people at the low end of the credit spectrum, but it also offers credit cards for those who have excellent credit.

If your credit score is below the threshold needed for a certain credit card from Union Bank, it’s best to wait to apply until you meet the credit score requirement. You...

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