What's the Union Plus credit card credit score requirement?

Question

You need a credit score of at least 700 (good credit) for the best Capital One credit card offers. However, other options are available for people with lower scores. It is possible to get approved for a credit card from Capital One with limited credit history or a bad credit score, for example.... read full answer

Capital One Credit Score Requirements by Card

Capital One Venture Rewards Credit Card: 700 (Good credit)

Capital One VentureOne Rewards Credit Card: 700 (Good credit)

Capital One Quicksilver Cash Rewards Credit Card: 700+ (Good credit)

Capital One SavorOne Cash Rewards Credit Card: 700+ (Good)

Capital One Venture X Rewards Credit Card: 750+ (Excellent)

Capital One Platinum Credit Card: less than 3 years of credit history (Limited History credit)

Capital One Platinum Secured Credit Card: 300+ (Bad credit)

Capital One QuicksilverOne Cash Rewards Credit Card: less than 3 years of credit history (Limited History credit)

Capital One Quicksilver Secured Cash Rewards Credit Card: 300+ (Bad credit)

Capital One Savor Cash Rewards Credit Card: 700+ (Good credit)

Journey Student Rewards from Capital One: less than 3 years of credit history (Limited History credit)

If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the issuer’s website. You may also want to check your credit score before you apply, just so you have a better idea of what to expect.

You should also note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Capital One credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

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Answer 1 · 2021-08-02 12:43:49

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Robert Sambrick, WalletHub Analyst

@robsam • 08/02/21 This answer was first published on 07/15/21 and it was last updated on 08/02/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Union Plus Credit Card credit score requirement is 750+. This means that this card accepts applicants with excellent credit.

Having said that, it is also worth noting that your credit score isn’t the only thing the issuer will take into account while considering your application. Other factors also determine the outcome, like your credit history, your income and any debts you might have.

Ultimately, you can check your credit score for free on WalletHub before you apply for the Union Plus Credit Card.

What's the Union Plus credit card credit score requirement?

Robert Sambrick, WalletHub Analyst

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