How do I check my United Business Credit Card balance?

Yes, the United℠ Business Card does have a late fee of $40, which applies when cardholders don’t make the minimum payment by the due date. The United℠ Business Card is not protected under the CARD Act of 2009, so unlike consumer cards, its late fees are not capped by law.

If you accidentally make less than the required minimum payment or you miss your United Business Credit Card due date entirely, you can always ask customer service to waive the late fee by calling ... read full answer1 (800) 432-3117. This is much more likely to work if you have a great payment history with Chase, but even if not, there’s no harm in asking.

To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.

You can log in to your United℠ Business Card account by going to the login page on the Chase website or mobile app and entering your username and password in the appropriate fields. Then, click the “Sign in” to access your online account.

How to Register for Online Access on your United Business Credit Card Account... read full answer

1. Register your United Business Credit Card for online account access. Click “Not enrolled? Sign up now” and enter your account type, card or application number, and Social Security number to verify your credit card account.
2. Choose your United Business Credit Card username and password. The username must be between 8 and 32 characters, including special characters, but no spaces. The password must contain at least 8 characters and have at least two of the following: one letter, one number, and one special character. Password can have no more than two identical or sequential characters. The password is case sensitive and may contain special characters.
3. Log in with your new United Business Credit Card credentials. From the login page on the Chase website or mobile app for iOS and Android, fill out the Username and Password fields using your new credentials, and click “Sign in” to access your account.

After you have signed up and logged in, you’ll be able to manage your United Business Credit Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click “Forgot username/password?” on the Chase login page. Then, just follow the prompts to reset or retrieve your username or password.

The United℠ Business Card interest rate is 20.99% - 27.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This United Business Credit Card interest rate is variable, meaning it can change based on certain economic conditions.

The United Business Credit Card gives you a 20-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your United Business Credit Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.... read full answer

In addition to the regular interest rate, United Business Credit Card also charges a separate 29.49% (V) interest rate on cash advances and a penalty rate for late payments. All United Business Credit Card interest rates will be listed on your statement and on your online account summary.