What are my United Business Credit Card approval odds? This question is about the United℠ Business Card

Your United Business Credit Card approval odds are good if you are a business owner with a personal credit score of 700+, which is considered at least good credit. Approval odds for the United Business Credit Card will be influenced by your annual income and existing debts. Applicants will also need to be 18+ years old, and have a U.S. mailing address and an SSN or ITIN. What You Need for Good United Business Credit Card Approval Odds 700+ personal credit score (at least good credit) Business revenue Enough income to pay credit card bills Low debt relative to income Low housing costs relative to income U.S. mailing address Age of 18+ Employer Identification Number, if applicable Social Security Number or Individual Taxpayer Identification Number Keep in mind that business credit card issuers generally use your personal credit information to decide whether to approve your application. That’s why you’ll need to provide your Social Security number, even if you have an Employer Identification Number. You can sign up for a free WalletHub account and see if you’re likely to get approved before you apply.

Ad Disclosure Ad Disclosure

What are my United Business Credit Card approval odds?

Answer Question Report Abuse

This question is about the United℠ Business Card

see this user

Chip Lupo, Credit Card Writer

@CLoop • 07/07/22 This answer was first published on 07/07/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

Your United Business Credit Card approval odds are good if you are a business owner with a personal credit score of 700+, which is considered at least good credit. Approval odds for the United Business Credit Card will be influenced by your annual income and existing debts. Applicants will also need to be 18+ years old, and have a U.S. mailing address and an SSN or ITIN.

What You Need for Good United Business Credit Card Approval Odds

700+ personal credit score (at least good credit)
Business revenue
Enough income to pay credit card bills
Low debt relative to income
Low housing costs relative to income
U.S. mailing address
Age of 18+
Employer Identification Number, if applicable
Social Security Number or Individual Taxpayer Identification Number

Keep in mind that business credit card issuers generally use your personal credit information to decide whether to approve your application. That’s why you’ll need to provide your Social Security number, even if you have an Employer Identification Number. You can sign up for a free WalletHub account and see if you’re likely to get approved before you apply.

Answer Question

How much is the United Business Credit Card annual fee?

The United Business Credit Card annual fee is $0 intro 1st yr, $99 after. United Business Credit Card’s $99 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the United℠ Business Card, either.

United Business Credit Card Fees

Annual Fee: $0 intro 1st yr, $99 after
Cash Advance Fee: Either $15 or 5% of the amount of each transaction, whichever is greater.
Foreign Fee: $0
Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.

read full answer

What is the United Business Credit Card interest rate?

The United℠ Business Card interest rate is 21.49% - 28.49% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This United Business Credit Card interest rate is variable, meaning it can change based on certain economic conditions.

The United Business Credit Card gives you a 20-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest...

read full answer

Is the United Business Credit Card a Visa or Mastercard?

The United℠ Business Card is a Visa, not a Mastercard. You can use your United Business Credit Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it's...

read full answer

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.