Chip Lupo, Credit Card Writer
The United℠ Business Card interest rate is 21.49% - 28.49% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This United Business Credit Card interest rate is variable, meaning it can change based on certain economic conditions.
The United Business Credit Card gives you a 20-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your United Business Credit Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.
In addition to the regular interest rate, United Business Credit Card also charges a separate 29.99% (V) interest rate on cash advances and a penalty rate for late payments. All United Business Credit Card interest rates will be listed on your statement and on your online account summary.
United℠ Business Card
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