The United Explorer Card annual fee is $0 for the first year and $95 after that. The annual fee, though, isn’t the only fee you need to worry about with the United Explorer Card.
Important United Explorer Card Fees
Annual Fee: $0 intro 1st yr, $95 after
Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
Max Late Fee: $40
It is worth noting that an annual fee is a common charge with the cards that offer extensive perks. This card gives 1 - 2 miles per $1 spent on purchases, plus an initial bonus of 60,000 miles for spending $3,000 in the first 3 months. So, the issuer charges an annual fee for this card from the second year to help offset the cost of these rewards.
The best United Explorer Card benefits are baggage insurance, along with trip cancellation and interruption insurance. The card also comes with rental car insurance and extended warranty protection, which are slightly more common perks.
In addition to its many benefits, the United Explorer Card also offers good ongoing rewards. More specifically, cardholders get 1 - 2 miles per $1 spent, depending on the type of purchase.
The Chase credit card annual fees depend on the card. Several Chase credit cards come with a $0 annual fee, while others charge up to $550, annually.
Chase applies an annual fee to some of its credit cards to help cover the cost of the card’s benefits and rewards. For example, the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® card are among the best travel rewards cards on the market. These cards annually charge $95 and $550, respectively. There’s...
A good credit score is needed for the United Explorer Card. When processing your application, the issuer will also look at your income and existing debts, not only your score. Based on these and a couple of other factors, it will either deny or approve you for a new account.
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