Maria Adams, Credit Cards Moderator
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The United Explorer Card annual fee is $0 for the first year and $95 after that. The annual fee, though, isn’t the only fee you need to worry about with the United Explorer Card.
Important United Explorer Card Fees
- Annual Fee: $0 intro 1st yr, $95 after
- Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
- Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
- Max Late Fee: $40
It is worth noting that an annual fee is a common charge with the cards that offer extensive perks. This card gives 1 - 2 miles per $1 spent on purchases, plus an initial bonus of 60,000 miles for spending $3,000 in the first 3 months. So, the issuer charges an annual fee for this card from the second year to help offset the cost of these rewards.
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