The best United Explorer Credit Card benefits are baggage insurance, along with trip cancellation and interruption insurance. The United Explorer Credit Card also has rental car insurance and extended warranty, which are slightly more common perks.
In addition to its many benefits, the United Explorer Credit Card also offers extensive rewards. New cardholders get 60,000 miles for spending $3,000 in the first 3 months. In addition, the card also offers ongoing rewards: 2 miles per $1 spent with United, restaurants, hotels and eligible delivery services, and 1 mile per $1 spent on all other purchases.
United Explorer Credit Card Benefits
- Rewards: Initial bonus of 60,000 miles; Ongoing rewards consisting of 2 miles per $1 spent with United, restaurants, hotels and eligible delivery services, and 1 mile per $1 spent on all other purchases; discounts for inflight purchases and statement credit for Global Entry or TSA PreCheck application fees.
- Rental car insurance
- Roadside assistance
- Baggage Delay insurance
- Lost luggage reimbursement
- Purchase protection
- Travel accident insurance
- Trip cancellation and interruption
- Trip delay reimbursement
- Concierge services
To view details for each of these benefits, including coverage information and how to claim them, consult your United Explorer Credit Card guide to benefits.
The United Explorer Credit Card has an annual fee of $0 intro 1st yr, $95 after, but its extensive rewards and benefits can offset this cost and bring added value. As long as you're a frequent United flyer and have good credit or better (a score of 700+), the United Explorer Credit Card is certainly a card to consider adding to your wallet.