The United Explorer Credit Card travel insurance provides many benefits, the best of which are trip cancellation insurance and lost luggage reimbursement. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your United Explorer Credit Card.
Types of United Explorer Credit Card travel insurance:
Baggage delay insurance: If your baggage arrives over 6 hours late to the destination, you’re covered for essentials that you purchase due to the delay.
Lost luggage reimbursement: If your luggage is lost or damaged, you can get reimbursed for the contents of the luggage up to $3,000.
Trip delay reimbursement: This benefit reimburses you for necessary expenses–such as a hotel room, for example – if your trip is delayed for 12 hours or more.
Trip cancellation/interruption insurance: This benefit covers your trip for unforeseen cancellations or for interruptions that cut your trip short. You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable travel expenses.
Travel accident insurance: This insurance covers cardholders in the event of death or dismemberment during the trip or during transit for up to $500,000.
Auto rental collision damage waiver: This benefit covers you for damage to the rental vehicle that results from collision or theft. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for most rental cars in the U.S. and abroad.
Exclusions and coverage limits apply to many of these benefits, so make sure to check your United Explorer Credit Card benefits guide for more details on each type of insurance.
If you wish to submit a claim, you can call at (888) 880-5844 or the number on the back of your card.
The best United Explorer Credit Card benefits are baggage insurance, along with trip cancellation and interruption insurance. The United Explorer Credit Card also has rental car insurance and extended warranty, which are slightly more common perks.
In addition to its many benefits, the United Explorer Credit Card also offers extensive rewards. New cardholders get 60,000 miles for spending $3,000 in the first 3 months, plus 10,000 miles for spending $6,000 in the first 6 months. In addition, the card also offers ongoing rewards: 2 miles per $1 spent with United, restaurants, hotels and eligible delivery services, and 1 mile per $1 spent on all other purchases.… read full answer
United Explorer Credit Card Benefits
Rewards: Initial bonus of 70,000 miles; Ongoing rewards consisting of 2 miles per $1 spent with United, restaurants, hotels and eligible delivery services, and 1 mile per $1 spent on all other purchases; discounts for inflight purchases and statement credit for Global Entry or TSA PreCheck application fees.
Rental car insurance
Baggage Delay insurance
Lost luggage reimbursement
Travel accident insurance
Trip cancellation and interruption
Trip delay reimbursement
To view details for each of these benefits, including coverage information and how to claim them, consult your United Explorer Credit Card guide to benefits.
The United Explorer Credit Card has an annual fee of $0 intro 1st yr, $95 after, but its extensive rewards and benefits can offset this cost and bring added value. As long as you're a frequent United flyer and have good credit or better (a score of 700+), the United Explorer Credit Card is certainly a card to consider adding to your wallet.
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