How does the United Explorer Card travel insurance work? This question is about the United Explorer Credit Card

The United Explorer Credit Card travel insurance benefits include trip cancellation insurance, lost luggage reimbursement, and rental car insurance, among others. To be eligible for travel insurance, you’ll need to pay for your travel using the United Explorer Credit Card. Types of United Explorer Credit Card travel insurance: Baggage delay insurance: If your baggage arrives over 6 hours late to the destination, you’re covered for essentials that you purchase due to the delay. Lost luggage reimbursement: If your luggage is lost or damaged, you can get reimbursed for the contents of the luggage up to $3,000. Trip delay reimbursement: This benefit reimburses you for necessary expenses–such as a hotel room, for example – if your trip is delayed for 12 hours or more. Trip cancellation/interruption insurance: This benefit covers your trip for unforeseen cancellations or for interruptions that cut your trip short. You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable travel expenses. Travel accident insurance: This insurance covers cardholders in the event of death or dismemberment during the trip or during transit for up to $500,000. Auto rental collision damage waiver: This benefit covers you for damage to the rental vehicle that results from collision or theft. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for most rental cars in the U.S. and abroad. Exclusions and coverage limits apply to many of these benefits. So, make sure to check your United Explorer Credit Card benefits guide for more details on each type of insurance. If you wish to submit a claim, you may call at (888) 880-5844 or at the number you see on the back of your card.

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How does the United Explorer Card travel insurance work?

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This question is about the United Explorer Credit Card

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Rhonda Stewart, WalletHub Loans Analyst

@rhonda • 12/16/22 This answer was first published on 12/14/21 and it was last updated on 12/16/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The United Explorer Credit Card travel insurance benefits include trip cancellation insurance, lost luggage reimbursement, and rental car insurance, among others. To be eligible for travel insurance, you’ll need to pay for your travel using the United Explorer Credit Card.

Types of United Explorer Credit Card travel insurance:

Baggage delay insurance: If your baggage arrives over 6 hours late to the destination, you’re covered for essentials that you purchase due to the delay.
Lost luggage reimbursement: If your luggage is lost or damaged, you can get reimbursed for the contents of the luggage up to $3,000.
Trip delay reimbursement: This benefit reimburses you for necessary expenses–such as a hotel room, for example – if your trip is delayed for 12 hours or more.
Trip cancellation/interruption insurance: This benefit covers your trip for unforeseen cancellations or for interruptions that cut your trip short. You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable travel expenses.
Travel accident insurance: This insurance covers cardholders in the event of death or dismemberment during the trip or during transit for up to $500,000.
Auto rental collision damage waiver: This benefit covers you for damage to the rental vehicle that results from collision or theft. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for most rental cars in the U.S. and abroad.

Exclusions and coverage limits apply to many of these benefits. So, make sure to check your United Explorer Credit Card benefits guide for more details on each type of insurance.

If you wish to submit a claim, you may call at (888) 880-5844 or at the number you see on the back of your card.

Answer Question

How does the United Gateway Credit Card free checked baggage benefit work?

The United Gateway Credit Card doesn’t offer the free checked baggage benefit. It does, however offer:

20,000 miles after spending $1,000 in the first 3 months
2 miles/$1 spent on eligible United purchases, at gas stations and on transit and commuting
1 mile/$1 spent on all other purchases
Trip cancellation insurance
Concierge service
0% foreign transaction fee
$0 annual fee... read full answer

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How does the United MileagePlus Explorer card's priority boarding benefit work?

The United MileagePlus Explorer priority boarding benefit allows the primary card member and companions traveling on the same reservation to get priority boarding on their United flights.

To receive priority boarding, the primary card member must include their MileagePlus number in their reservation.

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What are the United Explorer Card benefits?

The best United Explorer Credit Card benefits are baggage insurance, along with trip cancellation and interruption insurance. The United Explorer Credit Card also has rental car insurance and extended warranty, which are slightly more common perks.

In addition to its many benefits, the United Explorer Credit Card also offers extensive rewards. New cardholders get 50,000 miles for spending $3,000 in the first 3 months. In addition, the card also offers ongoing rewards: 2 miles per $1 spent with United, restaurants, hotels and eligible delivery services, and 1 mile per $1 spent on all other purchases.... read full answer

United Explorer Credit Card Benefits

Rewards: Initial bonus of 50,000 miles; Ongoing rewards consisting of 2 miles per $1 spent with United, restaurants, hotels and eligible delivery services, and 1 mile per $1 spent on all other purchases; discounts for inflight purchases and statement credit for Global Entry or TSA PreCheck application fees.

Rental car insurance

Roadside assistance

Baggage Delay insurance

Lost luggage reimbursement

Purchase protection

Travel accident insurance

Trip cancellation and interruption

Trip delay reimbursement

Concierge services

To view details for each of these benefits, including coverage information and how to claim them, consult your United Explorer Credit Card guide to benefits.

The United Explorer Credit Card has an annual fee of $0 intro 1st yr, $95 after, but its extensive rewards and benefits can offset this cost and bring added value. As long as you're a frequent United flyer and have good credit or better (a score of 700+), the United Explorer Credit Card is certainly a card to consider adding to your wallet.

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