Sydney Garth, Credit Cards Moderator
@sydneygarth
The best unsecured credit card with instant approval, especially if you have damaged credit, is the Credit One Bank® Visa® Credit Card. It’s easy to get approved for, even with bad credit, and online applicants may be approved instantly. The Credit One Bank® Visa® Credit Card also has a $300 minimum credit limit, does not require a security deposit, and offers 1% cash back on select purchases. This card comes with an annual fee of $0 - $99.
Most credit cards offer the possibility of instant approval when you apply online. The application typically takes around 10 minutes to complete, and you could get a decision in a few minutes or less. The higher your credit score, the more likely you are to get a quick decision.
Instant approval is never guaranteed. To give yourself the best possible chance, apply online for cards at or below your credit level. And make sure everything on the application is complete and accurate. If an issuer is unable to verify your identity, you may have to provide additional information. This could add several days to the application’s processing.

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