A few unsecured credit cards you may be able to get after a bankruptcy are the Credit One Bank Platinum Visa, the Total Visa Credit Card, and the Indigo Platinum Mastercard. Unsecured credit cards are generally more difficult to get approved for after a bankruptcy, but you could get one of these unsecured options as long as the bankruptcy process is over. It’s important to keep in mind, however, that these credit cards come with annual fees and low credit limits. And a recent bankruptcy could lead to a high annual fee.
A better, and easier, option would be to get a secured credit card and fund a more generous security deposit. Just like unsecured credit cards, you can get a secured credit card as soon as the bankruptcy process is over and your debts are discharged. It’s simply easier to qualify for a secured credit card than an unsecured one. Plus, secured cards are cheaper in the long run and more practical than an unsecured credit card for bad credit, and will still rebuild your credit after a bankruptcy. The OpenSky Secured Credit Card is one example, and they don’t even check your credit when you apply.
You might also try getting a store credit card, like the Fingerhut Credit Account. It’s an easy-to-get unsecured credit line, but you can only use it in one place.
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