What are the best unsecured starter credit cards with no annual fees? This question is about Credit Cards

What are the best unsecured starter credit cards with no annual fees?

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This question is about Credit Cards

Harold Rasmussen, Member

@harold_ras • 07/14/20 This answer was first published on 06/11/20 and it was last updated on 07/14/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best unsecured starter credit card with no annual fees is the Capital One Platinum Card because it has a $300 minimum credit line and a $0 foreign fee. It doesn't offer rewards, but after the first 6 months your account is open, you will be considered for a higher spending limit.

However, the Capital One Platinum Mastercard is not the best choice for financing, as any balance carried from month to month will accrue interest at a rather high interest of 29.74% (V).

If you're in college, you can get a better deal with a student credit card. Student cards are unsecured credit cards for no credit that are available only to college students. The Capital One Journey is a great contender for its unlimited 1% cash back on all purchases, plus a 25% bonus (for a total of 1.25% back) each month you pay the bill by the due date.

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