How do I upgrade Amex Gold to Platinum?

The American Express Platinum card credit score requirement is 700 or higher. This means applicants need good credit or better to be approved for the American Express Platinum card in most cases. If you don’t know where you stand, you can check your credit score for free, right here on WalletHub. … read full answer

The American Express Platinum card credit score requirement isn’t the only thing that determines whether you’ll be approved, though. Your credit history, income and any debt you’re carrying will also play a role in your approval odds. In fact, reports around the internet suggest you can get approved with slightly lower credit score if you have high enough income.

To gauge your odds of approval, you can also check to see whether you pre-qualify for American Express Platinum card offers. Unlike an actual application, pre-qualification is only based on a soft inquiry on your credit report, and does not affect your credit score. Just keep in mind that while pre-qualification indicates good odds of approval, it does not guarantee it.

If you don’t meet the American Express Platinum card credit score requirement, there are plenty of other credit cards you can get. They likely won’t be from American Express, though, since Amex cards require good or excellent credit. The best credit cards for fair credit also have rewards that fit various spending habits. Once you get a credit card, be sure to make all of your payments on time, and try to keep your credit utilization below 30%. This will help raise your credit score so you can get approved for a card like American Express Platinum card in the future.

Yes, the American Express Platinum card does offer a 100k bonus if you spend $6,000 in the first 6 months. Amex may also send you this offer if your credit profile is a good fit for the card. If you receive this type of offer and are approved for the American Express Platinum card, you must spend only $5,000 within 3 months from the date the account is approved in order to earn the 100k bonus.… read full answer

Even though the American Express Platinum card 100k bonus for spending $5,000 within 3 months isn’t available to everyone, the American Express Platinum card’s regular bonus of 100,000 points for spending $6,000 in the first 6 months is still a pretty good deal if you qualify. The points are worth enough to offset the cost of the American Express Platinum card’s hefty $695 annual fee, at least for the first year.

Once you’ve met the spending requirement for the American Express Platinum card’s bonus, which is $6,000 in the first 6 months either way, the points will post to your account within 8-12 weeks.