To check for Upgrade Credit Card pre-approval, visit the Upgrade Card webpage and click “Get Started.” From there, enter your name, address, date of birth and annual income. Then, create an Upgrade online account by entering your email and setting up a password. Finally, read the terms and conditions and check the box indicating that you agree, then click “Check Your Credit Line.” This will start the pre-approval / pre-qualification process.
Once you submit your Upgrade Credit Card pre-approval request, Upgrade will do a soft pull of your credit, which will have no impact on your credit score. This will help the company gauge whether you are a good candidate for the card or not. If you seem to qualify, Upgrade will also tell you what APR and credit line you are likely to receive. The Upgrade Card APR range is 8.99% - 29.99%, and the credit line ranges from $500 to $50,000.
If you are pre-approved for the Upgrade card and you’re still interested based on your estimated APR and credit line, you will then have the opportunity to actually apply. Keep in mind that if you submit an application, Upgrade will do a hard pull of your credit, which will lead to a small, temporary drop in your credit score.
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