To check your Upgrade Credit Card application status, sign in to your account online and go to the Account Summary. Upgrade will also keep you updated on the status of your application via email.
If the issuer denied your application, you can try asking for a reconsideration by calling (844)-319-3909. There’s no guarantee it will work, but it doesn’t hurt to try. If you’re still denied after talking to a representative, consider applying for a secured credit card instead. To find one that you like, check out our latest picks for the best secured credit cards.
It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be instantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10...
The best time of year to apply for a credit card is October through December, judging by the higher rate of new accounts being opened then. The busy holiday shopping season and the attractive bonus offers that credit card companies have been known to roll out around then have a lot to do with Q4 being a good time to apply.
More generally, the best time to apply for a credit card is after...
To get a credit card for the first time, you should first check if you have any credit history, then compare cards and pick the best offer before applying. In order to be eligible to apply for your first credit card, you must be at least 18 years old and have enough income to afford monthly credit card payments. Below, you can learn more about the process of picking, applying for and getting your first...
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