What is the Upgrade Credit Card credit score requirement? This question is about the Upgrade Cash Rewards Visa®

What is the Upgrade Credit Card credit score requirement?

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This question is about the Upgrade Cash Rewards Visa®

Mark Towers, WalletHub Credit Card Analyst

@MarkTowers • 06/10/20 This answer was first published on 06/10/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Upgrade card credit score requirement is 640, which means that applicants need fair credit or better for approval. But credit score isn’t the only thing that matters when it comes to getting approved for the Upgrade card. Upgrade will also look at the applicant’s income, recent credit inquiries, other debts and more.

While the Upgrade card’s credit score requirement plays a big role in whether you get approved for the card, your credit score is also instrumental in determining the credit line you receive, which could be anywhere from $500 to $25,000. If you only barely qualify for the card with a 640 score, you’re likely to receive a low credit line, and getting the highest credit line will require not only excellent credit but also enrollment in autopay. And your score will also determine what APR you will get, ranging from 14.99% - 29.99%.

Upgrade allows you to check your odds of getting the card, as well as the potential rate and credit score, online. Just click “Get Started” at https://www.upgrade.com/. This pre-qualification process won’t affect your score.

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What are the best credit cards for a 700 credit score?

One of the best credit cards for a 700 credit score is the Wells Fargo Active Cash® Card. This card offers 2% cash rewards on all purchases. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee.

What to Know Before Getting a 700 Credit Score Credit Card

In general, you want to focus on cards that require good credit or below, since 700 is considered a good credit. Of course, there are other things that affect...

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What are the best credit cards for a 600 credit score?

One of the best credit cards for a 600 credit score is the Capital One Quicksilver Secured Cash Rewards Credit Card. This card rewards cardholders with 1.5 - 5% cash back on purchases. Plus, the card has a $0 annual fee.

Generally, the best credit cards for a 600 credit score are secured cards because they offer easy approval and are often much less expensive than unsecured credit cards for bad credit. Secured credit cards require a security deposit, and the card’s credit limit is equal to the...

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