What is the Upgrade Triple Cash Rewards Visa Card concierge benefit? This question is about the Upgrade Triple Cash Rewards Visa®

What is the Upgrade Triple Cash Rewards Visa Card concierge benefit?

Answer Question Report Abuse

This question is about the Upgrade Triple Cash Rewards Visa®

Chip Lupo, Credit Card Writer

@CLoop • 10/27/22 This answer was first published on 10/27/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

There is no Upgrade Triple Cash Rewards Visa® Card concierge benefit. Cardholders with questions about their account can call 1 (844) 319-3909 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.

A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although Upgrade Triple Cash Rewards Visa® does not offer concierge service, plenty of other credit cards do. If the benefit is important to you, some popular cards that have a concierge are Citi Prestige® Card and The Platinum Card® from American Express.

Answer Question

Is Upgrade Triple Cash Rewards Visa a cash back credit card?

Yes, the Upgrade Triple Cash Rewards Visa® is a cash back credit card, which gives 1 - 3% cash back on purchases and has an annual fee of $0. You earn cash back as you pay for your purchases. Once earned, cash back will typically be applied to your card balance after your next scheduled monthly payment.

If you’re on the fence about whether or not to apply for the Upgrade Triple Cash Rewards Visa® Card, you can always check out WalletHub’s picks for the ... read full answer best cash back credit cards from various issuers. It’s good to consider multiple cash back credit card options before submitting an application.

show less

What are the Upgrade Triple Cash Rewards Visa categories for rewards?

The Upgrade Triple Cash Rewards Visa® card categories for bonus rewards are home, health, and auto. Purchases that fall into the Upgrade Triple Cash Rewards Visa® bonus categories get cardholders extra rewards compared to the card’s base earning rate. The Upgrade Triple Cash Rewards Visa gives rewards for these purchases as you pay them off, rather than when you purchase them.... read full answer

Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “Home,” for example, purchases made at that merchant will earn bonus rewards on cards that include “Home” as a bonus category.

When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the Upgrade Triple Cash Rewards Visa® card, it may be a good card for you.

show less

Is Upgrade Triple Cash Visa or Mastercard?

The Upgrade Triple Cash Rewards Visa® card is a Visa. You can use your Upgrade Triple Cash Rewards Visa® at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.

There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including ... read full answer extensive worldwide acceptance.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.