Chip Lupo, Credit Card Writer
@CLoop
You cannot add an Upgrade Triple Cash Rewards Visa® Card authorized user to your account because Upgrade does not allow additional members on one Upgrade Triple Cash Rewards Visa® Card account. Only the approved account holder is authorized to use the Upgrade Triple Cash Rewards Visa® Card.
When someone becomes an authorized user on another person’s account, they receive a card with their name on it, and the issuer also starts reporting account activity to the credit bureaus under the authorized user’s name. Adding an authorized user to your account is a great way to help someone build credit without having them apply for their own card.
If you are looking for a credit card that accepts authorized users, consider applying for the Capital One Venture X card, the Chase Sapphire Reserve card, or the Citi Premier card instead.
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