The U.S. Bank Altitude Connect card does not have purchase protection. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.
Although the U.S. Bank Altitude Connect card doesn’t have purchase protection, applying could still make a lot of sense in the right situation. The U.S. Bank Altitude Connect card has cell phone protection and roadside dispatch. It also has an annual fee of $0 intro 1st yr, $95 after. All in all, the U.S. Bank Altitude Connect card is a good card for people who travel a lot.
If you’re set on finding a good credit card for purchase protection, consider checking out the Chase Slate Edge℠ card or the Chase Sapphire Reserve® card. Both credit cards have great purchase protection coverage, according to the most recent WalletHub purchase protection study.
U.S. Bank purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse eligible U.S. Bank cardholders up to $10,000 per item and up to $50,000 per cardholder. Be aware that not all types of purchases are covered under U.S. Bank purchase protection.… read full answer
How to File a Purchase Protection Claim with U.S. Bank
Call the Benefit Administrator within 60 days of the incident at 1-888-221-3289 or the number in your card’s benefits guide.
File a police report within 48 hours of the incident, if the item was stolen.
Submit a completed claim form within 90 days of the incident.
Wait for a decision. U.S. Bank will notify you of a decision once your claim has been processed, which could take up to 15 days.
Get reimbursed for the cost of repairing or replacing the item, if your claim is validated by the Benefit Administrator.
Purchase protection does not come on every U.S. Bank credit card. For specific details on your U.S. Bank credit card’s purchase protection, read through the guide to benefits that came with your card.
Yes, U.S. Bank does have a travel card. The best U.S. Bank travel credit card is the U.S. Bank Altitude® Connect Visa Signature® Card because it offers 4 points / $1 spent on travel and at gas stations and 1 points / $1 to 2 points / $1 spent on all other purchases. The U.S. Bank Altitude Connect card also has an initial bonus of 50,000 points for spending $2,000 in the first 120 days.… read full answer
In addition, the U.S. Bank Altitude Connect card offers key travel-related benefits such as travel and emergency assistance, and a Global Entry or TSA PreCheck credit every four years. And with a 0% foreign transaction fee, you won’t be charged extra on purchases made abroad. The annual fee is $0 intro 1st yr, $95 after.
Best U.S. Bank Travel Cards
Best Overall: U.S. Bank Altitude Connect
Best Airline Card: U.S. Bank Altitude Reserve Visa Infinite® Card
Best for Frequent Flyers: SKYPASS Visa® Signature Credit Card
Withdraw the cash and remove the credit card from the ATM.
Before you take out a U.S. Bank Altitude Connect cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a 5% (min $10) cash advance fee. There’s also a separate cash advance APR of 28.99% that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
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