Chip Lupo, Credit Card Writer
@CLoop
The U.S. Bank Altitude Connect Card does not offer rental car insurance. But there are other U.S. Bank cards that do have this benefit, which covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees and reasonable and customary towing charges. Cardholders are covered up to the actual cash value of most rented cars up to $50,000.
To get coverage, a cardholder must pay for the rental entirely with an eligible U.S. Bank credit card or rewards. Examples of eligible cards include the U.S. Bank Altitude Reserve Visa Infinite® Card and U.S. Bank FlexPerks® Gold American Express® Card.
If you’d like a credit card with rental car insurance, there are plenty of options outside of U.S. Bank, too.
People also ask
What does US Bank credit card car rental insurance cover?
The US Bank credit card car rental insurance is only available when you decline the rental company's insurance and use your eligible US Bank Visa card to pay for the rental instead. It covers:
- Physical damage and/or theft
- Valid loss-of-use charges
- Reasonable and customary towing charges to the nearest service
It offers reimbursement up to the total cash value of the vehicle.
Vehicles that are not covered:
- ...
Does U.S. Bank offer a metal credit card?
Yes, U.S. Bank does offer two metal credit cards. The U.S. Bank metal credit cards are the U.S. Bank Altitude Reserve Visa Infinite® Card and the U.S. Bank Altitude® Go Visa Signature® Card.
U.S. Bank Metal Credit Card Offers
- Luxury Travel Perks: U.S. Bank Altitude Reserve Visa Infinite® CardU.S. Bank Altitude Reserve Visa Infinite® CardLearn MoreLearn More
- High Rewards Rate: U.S. Bank Altitude® Go Visa Signature® CardU.S. Bank Altitude® Go Visa Signature® CardLearn MoreLearn More
Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and...
read full answerDo you need insurance to rent a car?
No, you do not need insurance to rent a car because rental companies have their own insurance. Rental car companies usually provide minimum liability coverage only, so if you don’t have personal insurance, you’ll probably want to purchase extra rental car insurance through the rental company. If your personal car is insured and you pay for your rental with a credit card, you can probably skip the optional coverage offered at the rental counter.
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