The U.S. Bank Altitude® Go Visa Signature® Card cash advance fee is 3% (min. $5) to 5% (min. $10) , depending on the transaction. U.S. Bank Altitude Go cash advance fees are 3% (min. $5) for convenience checks and 5% (min. $10) for cash withdrawals in person or at an ATM.
Bear in mind that when you make a cash advance, you will incur other costs in addition to the U.S. Bank Altitude Go cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges, depending on where you withdraw the cash.
The U.S. Bank Altitude® Go Visa Signature® Card interest rate is 15.74% - 24.74% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The U.S. Bank Altitude Go card also offers new cardholders an introductory interest rate of 0% for 12 billing cycles on purchases and 0% for 12 billing cycles for balance transfers. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The regular U.S. Bank Altitude Go card interest rate is variable, meaning it can change based on certain economic conditions.… read full answer
U.S. Bank Altitude Go gives you a 24-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your U.S. Bank Altitude Go card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.
In addition to the regular interest rate, U.S. Bank Altitude Go also charges a separate 26.74% interest rate on cash advances. All U.S. Bank Altitude Go card interest rates will be listed on your statement and on your online account summary.
You can get a US Bank cash advance at any ATM. You will need a PIN for your credit card, which you can request to have mailed to you by visiting your local branch or contacting customer service at (800) 285-8585.
But as with any credit card, cash advances are extremely expensive. You get charged a flat fee when withdrawing plus hefty interest that starts piling up from the very moment you take the money out of the ATM. It is best to avoid cash advances.… read full answer
Yes, U.S. Bank does offer convenience checks for their credit cards, but you won’t receive them automatically. To request convenience checks for your U.S. Bank credit card, sign in to your online banking account, or call the number on the back of your card.
Also, keep in mind that these checks come with a cash advance APR of 26.74%, and a fee of 3% of each check amount ($5 minimum). That being said, try to avoid using convenience checks and pay with your credit card wherever it’s possible.… read full answer
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