Chip Lupo, Credit Card Writer
@CLoop
Yes, you can upgrade your U.S. Bank Altitude® Go Visa Signature® Card to a better offer as long as you’ve had the card for at least 12 months, and you will have the best odds if your credit score and income have gone up since you applied. To see if your U.S. Bank Altitude Go card qualifies for an upgrade, call customer service at 1-800-285-8585.
U.S. Bank Altitude Go Card Upgrade: What You Should Know
- The account should be open for at least 12 months before requesting an upgrade.
- A history of on-time payments and low credit utilization increases your chances of getting an upgrade.
- U.S. Bank only allows upgrades to cards within the same card family. For example, you cannot upgrade from U.S. Bank Altitude Go to a business card or co-branded card.
- If you upgrade to a U.S. Bank card with an annual fee, the charge will appear on the new card’s first monthly statement.
- You will not be eligible for any initial bonuses or introductory 0% APR offers associated with the new card, unless they’re included as part of the upgrade offer.
- U.S. Bank Altitude Go card upgrades do not require a hard inquiry on your credit report, so there’s no effect on your credit score.
A U.S. Bank Altitude Go card upgrade typically takes just a few minutes. If you are approved, you should receive your card within 7 - 10 days from the approval date. Your card may change, and your new card will come with updated expiration date and security code.
You can use your old card until the new one arrives, and it will have all the benefits of the new card as soon as the upgrade is complete. Your current credit limit and APR will carry over to the new card, as will any unredeemed rewards, unless stated differently in the upgrade terms.
People also ask
Does the U.S. Bank Altitude Go Card have a late fee?
Yes, the U.S. Bank Altitude® Go Visa Signature® Card does have a late fee of up to $41, which applies when cardholders don’t make the minimum payment by the due date. The late fee for the U.S. Bank Altitude Go Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.
If you accidentally make less than the required minimum payment or you miss your U.S. Bank Altitude Go due date entirely, you can always ask customer service to waive the late fee by...
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