The credit score that you need for the U.S. Bank Altitude® Go Visa Signature® Card is 750, at a minimum. That means people with excellent credit have a shot at getting approved for the U.S. Bank Altitude Go Card.
Other U.S. Bank Altitude Go Approval Requirements
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the U.S. Bank Altitude Go Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the U.S. Bank Altitude Go credit score requirement. You can check your credit score for free, right here on WalletHub.
You need a credit score of at least 700 to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.
U.S. Bank Minimum Credit Score Requirements by Card
U.S. Bank points are worth 1.3 cents per point, on average. The value of U.S. Bank points depends on how you choose to redeem the points. For example, points from U.S. Bank are worth up to 1.5 cents each when redeemed for travel through the FlexPerks Rewards program, and they are worth 1 cent each when redeemed for cash back.
U.S. Bank can pull your credit data from any of the three major U.S. credit bureaus for consumer credit data. That varies based on the state you reside in. However, as many users report, U.S. Bank is most likely to use your TransUnion credit report when considering your credit card application for approval. Therefore it's extremely important to check your TransUnion credit report and make sure there isn't any inaccurate information there before applying.
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: U.S. Bank Visa® Platinum Card, U.S. Bank Cash+® Visa Signature® Card, U.S. Bank Secured Visa® Card, U.S. Bank Altitude Reserve Visa Infinite® Card, U.S. Bank Altitude® Go Visa Signature® Card, U.S. Bank Altitude® Connect Visa Signature® Card, U.S. Bank Altitude® Go Visa® Secured Card, U.S. Bank Cash+® Visa® Secured Card, and U.S. Bank FlexPerks® Gold American Express® Card
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