The U.S. Bank Business Triple Cash card balance transfer fee is 3% (min $5). The balance transfer fee on the U.S. Bank Business Triple Cash card is assessed when an eligible debt is moved to the card, and the fee amount will be automatically added to the balance.
This credit card is great for balance transfers, as it offers an introductory APR of 0% for 15 billing cycles, which can help cardholders save money on interest. For reference, the average balance transfer card offers low interest for 13 months and charges a transfer fee of 2.47%. But keep in mind that a regular APR of 16.24% - 25.24% (V) will apply to the balance after the intro period ends.
Yes, the U.S. Bank Business Triple Cash Card has an introductory purchase APR of 0% for 15 billing cycles after account opening. Once this intro period expires, any remaining balance on the U.S. Bank Business Triple Cash Card will be subject to the regular APR of 16.24% - 25.24% (V).
Since the average 0% intro APR for new purchases lasts 12 months, the U.S. Bank Business Triple Cash Card offer is above average. The U.S. Bank Business Triple Cash Card also has a 0% intro APR for balance transfers, lasting 15 billing cycles. It is accompanied by a balance transfer fee of 3% (min $5).… read full answer
It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s Credit Card Calculator.
Withdraw the cash and remove the credit card from the ATM.
Before you take out a U.S. Bank Business Triple Cash cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 5% (min $10). There’s also a separate cash advance APR of 28.24% that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
The U.S. Bank Business Triple Cash Card exchange rate is Mastercard’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Mastercard exchange rates change daily, the U.S. Bank Business Triple Cash foreign fee is always 3% of the transaction.
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