Does the U.S. Bank Business Triple Cash card have pre-approval? This question is about the U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Does the U.S. Bank Business Triple Cash card have pre-approval?

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This question is about the U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Chip Lupo, Credit Card Writer

@CLoop • 03/27/23 This answer was first published on 07/14/22 and it was last updated on 03/27/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You cannot check for U.S. Bank Business Triple Cash pre-approval. U.S. Bank does not offer pre-approval through its website, so anyone interested in applying for the U.S. Bank Business Triple Cash Card will have to do so without the benefit of checking for pre-approval beforehand. However, if you received an invitation offer for the U.S. Bank Business Triple Cash card, you can enter your offer code on the website.

You can, however, use WalletHub’s CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.

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What does prequalified mean for a credit card?

Being pre-qualified for a credit card means the issuer has done a soft pull of your credit history and concluded that you are a good fit. It also means you have an 80%+ chance of acceptance if you decide to apply for the card in question. It’s very similar to pre-approval in those regards. The main difference is who makes the first move. If a credit card company sends you an offer, it’s probably pre-approval. But...

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What's the difference between pre-approved and pre-qualified credit cards?

Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.

Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...

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What credit cards can I pre-qualify for?

To find a list of cards that you qualify for, check out WalletHub's free CardAdvisor tool.

It looks at things like your credit score & credit history, what you need the card for, etc. and give you a custom list of credit cards, tuned specifically to your needs & possibilities.

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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