How do I check my U.S. Bank Business Triple Cash balance?

Yes, the U.S. Bank Business Triple Cash Card has an introductory purchase APR of 0% for 15 billing cycles after account opening. Once this intro period expires, any remaining balance on the U.S. Bank Business Triple Cash Card will be subject to the regular APR of 18.74% - 27.74% (V).

Since the average 0% intro APR for new purchases lasts 12 months, the U.S. Bank Business Triple Cash Card offer is above average. The U.S. Bank Business Triple Cash Card also has a 0% intro APR for balance transfers, lasting 15 billing cycles. It is accompanied by a balance transfer fee of 3% (min $5).... read full answer

It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s Credit Card Calculator.

The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® interest rate is 18.74% - 27.74% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The U.S. Bank Business Triple Cash card also offers new cardholders an introductory interest rate of 0% for 15 billing cycles on purchases and 0% for 15 billing cycles for balance transfers. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The regular U.S. Bank Business Triple Cash card interest rate is variable, meaning it can change based on certain economic conditions.... read full answer

U.S. Bank Business Triple Cash gives you a 24-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your U.S. Bank Business Triple Cash card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.

In addition to the regular interest rate, U.S. Bank Business Triple Cash also charges a separate 29.99% interest rate on cash advances and a penalty rate for late payments. All U.S. Bank Business Triple Cash card interest rates will be listed on your statement and on your online account summary.

The U.S. Bank Business Triple Cash Card exchange rate is Mastercard’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Mastercard exchange rates change daily, the U.S. Bank Business Triple Cash foreign fee is always 3% of the transaction.

It’s best to use a credit card with no foreign transaction fee when making purchases from international merchants. As long as you have such a card and avoid ... read full answerdynamic currency conversion, the exchange rates you’ll pay on international spending with a credit card will be much lower than those you’d get from converting cash with banks, credit unions, or airport currency exchange services.