Maria Adams, Credit Cards Moderator
@m_adams
The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® interest rate is 18.99% - 27.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The U.S. Bank Business Triple Cash card also offers new cardholders an introductory interest rate of 0% for 15 billing cycles on purchases and 0% for 15 billing cycles for balance transfers. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The regular U.S. Bank Business Triple Cash card interest rate is variable, meaning it can change based on certain economic conditions.
U.S. Bank Business Triple Cash gives you a 24-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your U.S. Bank Business Triple Cash card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.
In addition to the regular interest rate, U.S. Bank Business Triple Cash also charges a separate 29.99% interest rate on cash advances and a penalty rate for late payments. All U.S. Bank Business Triple Cash card interest rates will be listed on your statement and on your online account summary.
People also ask
What credit score do you need for a U.S. Bank credit card?
You need a credit score of at least 700 to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.
U.S. Bank Minimum Credit Score Requirements by Card
- U.S. Bank Altitude® Connect Visa Signature® Card: 750 (Excellent credit)
- U.S. Bank Altitude Reserve Visa Infinite® Card: 750 (Excellent credit)
- U.S. Bank FlexPerks® Gold American Express® Card: 750 (Excellent credit)
- U.S. Bank Altitude® Go Visa Signature® Card: 750...
What are my U.S. Bank credit card approval odds?
U.S. Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a U.S. Bank credit card.
Some U.S. Bank cards may give you higher approval odds than others, though, depending on your credit score. Applicants who...
read full answerWhat is the easiest U.S. Bank credit card to get?
One of the easiest U.S. Bank credit card you can get is the U.S. Bank Secured Visa® Card. This card is available to applicants with bad credit and requires a minimum deposit of $300 to open the account. The deposit will act as your credit limit.
Beyond secured credit cards, U.S. Bank offers several unsecured credit cards for good or excellent credit. So, it would be a good idea to first see the minimum credit needed for each card and check your credit score before applying...
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