No, the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® does not have return protection coverage. Return protection is a benefit that offers reimbursement for undamaged, working items purchased with a credit card that cannot be returned to the merchant within a certain number of days of purchase. This benefit is becoming rarer as time goes on, however, as many issuers have dropped it to cut costs.
U.S. Bank purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse eligible U.S. Bank cardholders up to $10,000 per item and up to $50,000 per cardholder. Be aware that not all types of purchases are covered under U.S. Bank purchase protection.
How to File a Purchase Protection Claim with U.S. Bank
The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® does not offer price protection. The U.S. Bank Business Triple Cash card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original...
The best credit card benefits are airport lounge access, statement credits for certain types of purchases, concierge services, hotel perks, initial rewards bonuses, and price/purchase protection. Not all of the best credit card benefits are available on every card, however. The higher your credit card’s annual fee, the more likely it is to contain these top-tier benefits.
Large complimentary benefits packages used to come standard with many credit cards. But card issuers have been...
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