The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® categories for bonus rewards are gas stations, office supply stores, cell phone service providers, and restaurants. Purchases that fall into the U.S. Bank Business Triple Cash bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So if a merchant has the MCC for “office supply stores,” for example, purchases made at that merchant will earn bonus rewards on cards that include “office supply stores” as a bonus category.
When choosing a rewards credit card, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories. So if you spend a lot in the categories offered on the U.S. Bank Business Triple Cash card, it may be a good card for you.
The U.S. Bank categories for bonus credit card rewards are gas, grocery stores, and travel, depending on the card. When cardholders make purchases that qualify for their U.S. Bank card’s bonus categories, they earn extra rewards compared to the card’s base rewards rate.
U.S. Bank Cash+® Visa® Secured Card: Your choice of one everyday category, like gas stations/EV charging stations, restaurants or grocery stores, and travel booked through the Rewards Travel Center
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So, if a merchant has the MCC for “gas,” for example, purchases made at that merchant with cards that include “gas” as a bonus category will earn bonus rewards.
Ultimately, if you’re looking to get a U.S. Bank rewards credit card, you should pick one that offers bonus rewards in your most frequent purchase categories.
I'm pretty sure you can get cash back at grocery stores. I'm gonna try it in the morning. Iet y'all know how it goes....
Update:::it wouldn't let me get cash back ...It seems like they go out of their way to keep you from getting cash.
My last idea: When you buy something with a debit card at walmart and then return it,with the receipt, they will refund it in cash........something tells me that they shut that down also.… read full answer
There are three different types of credit card rewards: points, miles and cash back. Rewards credit cards are also targeted to three main groups: students, small business owners and people with above-average credit.
Although there are differences between credit card rewards currencies and the ways in which credit card companies dole them out to different groups, the major types of credit card rewards all work pretty much the same way. You’ll earn rewards for every purchase you charge to the card – sometimes at a flat rate on all purchases, and other times with earning rates that vary by spending category. It’s also possible to earn rewards for doing things like spending a certain amount in the first few months, referring a friend or adding an authorized user.… read full answer
Co-branded cards are different from store cards, which are issued by banks but are not linked to any of the major card networks. This means store cards only let you make purchases and earn rewards with whichever retailer is associated with the card.
Credit cards with rewards points generally give at least 1 point per $1 spent. You can redeem points for hotel stays and other travel expenses, statement credits, gift cards or merchandise, depending on the card. Points cards are sometimes affiliated with hotel chains.
Credit cards with miles are travel oriented, often affiliated with a specific airline. Rewards typically start at 1 mile for every $1 you spend. Miles can be redeemed for airfare, other travel expenses, gift cards, cash or merchandise. Cards co-branded with a particular airline may reward you with seat or room upgrades, early boarding on flights, free checked bags and more.
Credit cards with cash back rewards return a portion of each purchase cardholders make, usually at least 1%. You can redeem cash rewards as a check, direct deposit to your bank account or statement credit, depending on the card. Some cash back rewards can also be redeemed for gift cards and merchandise through the issuer’s online rewards mall.
You’ll need good or excellent credit to qualify for the best rewards credit cards. Many also come with annual fees to offset the costs of their rewards programs. And some cards offer sign-up bonuses that require meeting a minimum initial spending requirement.
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