Call U.S. Bank customer service at (877) 351-8406 and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.
Before you take out a U.S. Bank Business Triple Cash cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 5% (min $10). There’s also a separate cash advance APR of 29.99% that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
To get a U.S. Bank cash advance, use your credit card and a corresponding PIN at any ATM to withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact U.S. Bank customer service to request one.
What you should know about U.S. Bank cash advances:... read full answer
Cash advances come with high APRs: The U.S. Bank cash advance APR is 29.99% for all credit cards. There’s no grace period on a cash advance, so interest starts accruing right away.
There is a cash advance fee: The fee for a U.S. Bank credit card cash advance is 5% (min $10). This is on top of any fees an ATM owner may charge.
Cash advances require a PIN: To use a U.S. Bank credit card for cash advances at an ATM, you will need a PIN. You can request a PIN by visiting your local branch or contacting customer service at (800) 285-8585.
Ultimately, keep in mind that cash advances are extremely expensive. So, it would be best to avoid using your U.S. Bank credit card for cash advances, unless it’s absolutely necessary.
The U.S. Bank cash advance fee is 5% (min $10) per transaction. A cash advance fee is charged when using a U.S. Bank credit card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations.
Keep in mind that when you do a cash advance, you will incur other costs in addition to the U.S. Bank cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.... read full answer
Yes, U.S. Bank does offer convenience checks for their credit cards, but you won’t receive them automatically. To request convenience checks for your U.S. Bank credit card, sign in to your online banking account, or call the number on the back of your card.
Also, keep in mind that these checks come with a cash advance APR of 29.99%, and a fee of 3% of each check amount ($5 minimum). That being said, try to avoid using convenience checks and pay with your credit card wherever it’s possible.... read full answer
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.