Call U.S. Bank customer service at 877-351-8406 and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.
Before you take out a U.S. Bank Business Triple Cash cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 5% (min $10). There’s also a separate cash advance APR of 26.74% that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
You can get a US Bank cash advance at any ATM. You will need a PIN for your credit card, which you can request to have mailed to you by visiting your local branch or contacting customer service at (800) 285-8585.
But as with any credit card, cash advances are extremely expensive. You get charged a flat fee when withdrawing plus hefty interest that starts piling up from the very moment you take the money out of the ATM. It is best to avoid cash advances.… read full answer
The U.S. Bank cash advance fee is currently 5% (min $10) of the advance amount for all of its credit cards. However, since cash advance fees and associated interest charges may vary over time, it's best to contact U.S. Bank at the number of the back of your card to get the most current rates. Just say "representative" or press "0" to speak with an agent.… read full answer
Besides the cash advance fee, you'll be charged with a high cash advance APR with no grace period. You might also be charged with a fee when using another issuer's ATM. So, try to avoid doing a cash advance. It's advisable to only do one in the case of an emergency, or if there are no other payment options available.
Yes, U.S. Bank does offer convenience checks for their credit cards, but you won’t receive them automatically. To request convenience checks for your U.S. Bank credit card, sign in to your online banking account, or call the number on the back of your card.
Also, keep in mind that these checks come with a cash advance APR of 26.74%, and a fee of 3% of each check amount ($5 minimum). That being said, try to avoid using convenience checks and pay with your credit card wherever it’s possible.… read full answer
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