What's the US Bank cash advance fee?

You can get a US Bank cash advance at any ATM. You will need a PIN for your credit card, which you can request to have mailed to you by visiting your local branch or contacting customer service at (800) 285-8585.

But as with any credit card, cash advances are extremely expensive. You get charged a flat fee when withdrawing plus hefty interest that starts piling up from the very moment you take the money out of the ATM. It is best to avoid cash advances.… read full answer

Yes, U.S. Bank does have cash back credit cards. The best U.S. Bank cash back credit card is the U.S. Bank Cash+® Visa Signature® Card, which gives 1 - 5% cash back on purchases and has an annual fee of $0. The U.S. Bank Cash+ also offers an initial bonus of $200 for spending $1,000 in the first 120 days after account opening.… read full answer

U.S. Bank Cash Back Credit Cards

• U.S. Bank Cash+® Visa Signature® Card: 1 - 5% cash back
• U.S. Bank Business Triple Cash Rewards World Elite Mastercard®: 1 - 5% cash back

Once you earn cash back on a U.S. Bank credit card, you can redeem it for statement credits, or deposits into U.S. Bank accounts.

U.S. Bank credit card cash advance limits are not disclosed, as they vary widely based on each applicant’s creditworthiness. Factors such as your income, debts, housing expenses, and your overall ability to make payments will be considered when determining your cash advance limit.

Here’s how to check your U.S. Bank cash advance limit:… read full answer

1. Log in to your U.S. Bank online account.
2. Select “My accounts” at the top of the page
3. Select “account details.” You’ll find your cash advance limit in the right column.

Alternatively, you can call the number on the back of your card and enquire about your limit for cash advances. Just keep in mind that a high amount shouldn't encourage you to perform cash advances, as they are really expensive. Each cash advance is subject to a fee of 5% (min $10). And cash advances accrue interest at a separate APR that has no grace period and applies immediately after completing your transaction.

It is also important to note that some ATMs charge their own usage fees, which can increase the cost of your transaction even further. So it’s best to reserve cash advances for emergencies only.