What is the average US Bank cash advance limit?

U.S. Bank credit card cash advance limits are not disclosed, as they vary widely based on each applicant’s creditworthiness. Factors such as your income, debts, housing expenses, and your overall ability to make payments will be considered when determining your cash advance limit.

Here’s how to check your U.S. Bank cash advance limit:

1. Log in to your U.S. Bank online account.
2. Select “My accounts” at the top of the page
3. Select “account details.” You’ll find your cash advance limit in the right column.

Alternatively, you can call the number on the back of your card and enquire about your limit for cash advances. Just keep in mind that a high amount shouldn't encourage you to perform cash advances, as they are really expensive. Each cash advance is subject to a fee of 5% (min $10). And cash advances accrue interest at a separate APR that has no grace period and applies immediately after completing your transaction.

It is also important to note that some ATMs charge their own usage fees, which can increase the cost of your transaction even further. So it’s best to reserve cash advances for emergencies only.