The U.S. Bank Cash+ credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the U.S. Bank Cash+.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the U.S. Bank Cash+, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the U.S. Bank Cash+ credit score requirement. You can check your credit score for free on WalletHub.
U.S. Bank credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a U.S. Bank credit card.… read full answer
Some U.S. Bank cards may give you higher approval odds than others, though, depending on your credit score. Applicants who choose the right offer can get approved with fair or bad credit.
Credit Requirements for Good U.S. Bank Credit Card Approval Odds
While credit scores are very important, U.S. Bank credit card approval depends on several other factors as well. For example, applicants need to have enough income to make payments on the card. U.S. Bank will also look at your monthly housing costs and existing debts when considering your application.
For a list of credit cards that you’ll have solid approval odds for, create a free WalletHub account and check out your personalized card suggestions.
The best U.S. Bank credit cards require a 750 credit score or higher for good approval odds. Most U.S. Bank’s co-branded credit cards require good credit, or a credit score of at least 700. In other words, most U.S. Bank credit cards are for people with good credit or excellent credit, but there are options for applicants with lower scores, too.… read full answer
U.S. Bank Minimum Credit Score Requirements by Card:
Meeting the U.S. Bank credit score requirements does not guarantee your approval for a U.S. Bank credit card. Your income, debt, credit history, and any recent inquiries on your credit report are all considered before you’re approved for a U.S. Bank credit card.
U.S. Bank can pull your credit data from any of the three major U.S. credit bureaus for consumer credit data. That varies based on the state you reside in. However, as many users report, U.S. Bank is most likely to use your TransUnion credit report when considering your credit card application for approval.… read full answer Therefore it's extremely important to check your TransUnion credit report and make sure there isn't any inaccurate information there before applying.
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