How can I redeem my U.S. Bank Cash+ rewards? This question is about the U.S. Bank Cash+® Visa Signature® Card

You can redeem your U.S. Bank Cash+ rewards online or through the mobile app. You can also redeem your U.S. Bank Cash+ rewards by calling (888) 229-8864 or the number you see on the back of your card. Here is how to redeem your U.S. Bank Cash+ rewards: Log in to your online account. Select "My Accounts" at the top of the page. Choose "Redeem Rewards & Access Card Benefits". Choose your desired redemption option and follow the prompts to complete your request. Here are your U.S. Bank Cash+ rewards redemption options: Cash back: You can simply have your cash back rewards deposited into your U.S. Bank deposit account (savings, checking, or money market accounts). This option requires redeeming at least $25. Statement credit: Your cash back rewards can be applied to reduce your balance but will not count toward your minimum payment. This option requires redeeming at least $25. U.S. Bank Rewards Card: You can also redeem your rewards as a prepaid U.S. Bank Rewards Card. This option requires redeeming at least $25 ($5 increments thereafter). Real-Time rewards: You can enroll in Real-Time rewards to use your cash back rewards as you make your eligible purchases. There's a $10 minimum redemption for Real-Time Rewards. Don't forget that the U.S. Bank Cash+ rewards expire 36 months after the billing cycle in which they were earned.

Ad Disclosure Ad Disclosure

How can I redeem my U.S. Bank Cash+ rewards?

Answer Question Report Abuse

This question is about the U.S. Bank Cash+® Visa Signature® Card

see this user

Paddy Sullivan, WalletHub Credit Card Advisor

@PaddySully • 10/14/22 This answer was first published on 10/15/21 and it was last updated on 10/14/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

You can redeem your U.S. Bank Cash+ rewards online or through the mobile app. You can also redeem your U.S. Bank Cash+ rewards by calling (888) 229-8864 or the number you see on the back of your card.

Here is how to redeem your U.S. Bank Cash+ rewards:

Log in to your online account.
Select "My Accounts" at the top of the page.
Choose "Redeem Rewards & Access Card Benefits".
Choose your desired redemption option and follow the prompts to complete your request.

Here are your U.S. Bank Cash+ rewards redemption options:

Cash back: You can simply have your cash back rewards deposited into your U.S. Bank deposit account (savings, checking, or money market accounts). This option requires redeeming at least $25.
Statement credit: Your cash back rewards can be applied to reduce your balance but will not count toward your minimum payment. This option requires redeeming at least $25.
U.S. Bank Rewards Card: You can also redeem your rewards as a prepaid U.S. Bank Rewards Card. This option requires redeeming at least $25 ($5 increments thereafter).
Real-Time rewards: You can enroll in Real-Time rewards to use your cash back rewards as you make your eligible purchases. There's a $10 minimum redemption for Real-Time Rewards.

Don't forget that the U.S. Bank Cash+ rewards expire 36 months after the billing cycle in which they were earned.

Answer Question

How much are U.S. Bank points worth?

U.S. Bank points are worth 1.3 cents per point, on average. The value of U.S. Bank points depends on how you choose to redeem the points. For example, points from U.S. Bank are worth up to 1.5 cents each when redeemed for travel through the FlexPerks Rewards program, and they are worth 1 cent each when redeemed for cash back.

U.S. Bank Points Value by Redemption Method

Redemption...

Average Point Value

Value of 1,000 Points

read full answer

How do you redeem cash back rewards?

You can redeem cash back rewards by logging in to your credit card issuer’s website and clicking the “Redeem Rewards” link, which will be slightly different for each issuer. In some cases, you can also redeem cash back through the card issuer’s mobile app or by calling the number on the back of your card.

Common redemption options for cash back rewards include statement credits, checks, direct deposits to a bank account, and gift...

read full answer

What's the best U.S. Bank cash back credit card?

The best U.S. Bank cash back credit card is the U.S. Bank Shopper Cash Rewards Visa Signature® Card. It gives 1.5 - 6% cash back on purchases and a $250 bonus after you spend $2,000 within 120 days of opening an account.

This card has an annual fee of $0 for the first year and $95 from the second year on. You need excellent credit to get approved for an account.

Best U.S. Bank Cash Back Credit Cards in 2023

Excellent Credit: U.S. Bank Shopper Cash Rewards Visa Signature® CardU.S. Bank Shopper Cash Rewards Visa Signature® CardLearn MoreLearn More
Customized Rewards: U.S. Bank Cash+® Visa Signature® CardU.S. Bank Cash+® Visa Signature® CardLearn MoreLearn More
Secured Card: U.S. Bank Cash+® Visa® Secured CardU.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
Rates & FeesBusiness: U.S. Bank Business Leverage® Visa Signature® CardU.S. Bank Business Leverage® Visa Signature® CardLearn MoreLearn Moreon issuer's website

Once you earn cash back on a U.S. Bank...

read full answer

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.