You can redeem your U.S. Bank Cash+ rewards online or through the mobile app. You can also redeem your U.S. Bank Cash+ rewards by calling (888) 229-8864 or the number you see on the back of your card.
Here is how to redeem your U.S. Bank Cash+ rewards:
Choose your desired redemption option and follow the prompts to complete your request.
Here are your U.S. Bank Cash+ rewards redemption options:
Cash back: You can simply have your cash back rewards deposited into your U.S. Bank deposit account (savings, checking, or money market accounts). This option requires redeeming at least $25.
Statement credit: Your cash back rewards can be applied to reduce your balance but will not count toward your minimum payment. This option requires redeeming at least $25.
U.S. Bank Rewards Card: You can also redeem your rewards as a prepaid U.S. Bank Rewards Card. This option requires redeeming at least $25 ($5 increments thereafter).
Real-Time rewards: You can enroll in Real-Time rewards to use your cash back rewards as you make your eligible purchases. There's a $10 minimum redemption for Real-Time Rewards.
Don't forget that the U.S. Bank Cash+ rewards expire 36 months after the billing cycle in which they were earned.
U.S. Bank points are worth 1.3 cents per point, on average. The value of U.S. Bank points depends on how you choose to redeem the points. For example, points from U.S. Bank are worth up to 1.5 cents each when redeemed for travel through the FlexPerks Rewards program, and they are worth 1 cent each when redeemed for cash back.
You can redeem cash back rewards by logging in to your credit card issuer’s website and clicking the “Redeem Rewards” link, which will be slightly different for each issuer. In some cases, you can also redeem cash back through the card issuer’s mobile app or by calling the number on the back of your card.
Common redemption options for cash back rewards include statement credits, checks, direct deposits to a bank account, and gift...
The best U.S. Bank cash back credit card is the U.S. Bank Shopper Cash Rewards Visa Signature® Card. It gives 1.5 - 6% cash back on purchases and a $250 bonus after you spend $2,000 within 120 days of opening an account.
This card has an annual fee of $0 for the first year and $95 from the second year on. You need excellent credit to get approved for an account.
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