You can get a U.S. Bank Cash+® Visa® Secured Card credit limit increase by adding more money to the security deposit. You can do that by mailing a cashier’s check or a money order, along with your written request, at the following address:
Cardmember Service
PO Box 6363
Fargo, ND 58125-6363
The request will have to contain some personal information, like your first and last name, your card number, annual income, housing payments and whether you own or rent your home. If your request gets approved, the increased credit limit will be available for use immediately after approval.
Finally, if it's been at least a year since you've opened your account, you can ask to have the card graduate to unsecured. You can do that by calling (800) 285-8585. If your request is successful, then having your card graduate to unsecured could also result in a credit limit increase.
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