Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.
Metal credit cards have proven to be quite popular, so new options are regularly being introduced. You can find the latest list of metal credit cards below, based on our analysis of WalletHub’s database of 1,000+ credit card offers.
No, the Citi Premier credit card is not metal. Although Citi Premier is a normal plastic credit card, it does have a neat design, with a gray background featuring a pattern of overlapping circles and Citi’s original logo from 1812. It’s also important to keep in mind that regardless of what it’s made of, Citi Premier is a lucrative rewards card that offers bonus rewards in many different categories. Don’t let the fact that it’s a plastic credit card dissuade you from considering its rewards and features.… read full answer
Citi does have a different metal credit card, though: the Citi AAdvantage Executive Card. It’s for frequent American Airlines flyers with good credit or better. It also has a $450 annual fee. And there are plenty of other metal credit cards to check out from other issuers, too.
You can get a custom metal credit card by sending your plastic to a company that will convert it to metal. There are many third-party vendors that offer this kind of service, such as Lion Card and Metal-CreditCard.com.
Here’s how to get a custom metal credit card:
Find a trustworthy third-party vendor.… read full answer Both Metal-CreditCard.com and Lion Card have been in business for more than 5 years and have mostly positive reviews. In addition, they both have an A+ rating according to the Better Business Bureau.
Choose your design. You can change your plastic credit or debit card to metal with a custom design in a sleek metal or 24K gold finish. The types of metals that can be used for these cards include chrome, silver, stainless steel and a host of alloys. There are basic custom designs as well, such as flags and logos. You can also work with one of the companies’ card designers to create your own fully customized metal card.
Send your card. Once you have submitted your order, you can send them your card via mail. Make sure your card is locked or frozen before you send it.
Create a new card. Companies that make custom metal credit cards will transfer your card’s EMV chip and magnetic stripe data. However, your new card will not have the Tap and Pay Function anymore, as the metal will block the frequency emitted from the EMV chip.
Receive your metal card. It usually takes around 2-7 days to receive your new card. It will take longer for international orders.
There are also many issuers that offer metal credit cards nowadays. However, most metal cards have high annual fees and require good-to-excellent credit. So, make sure you get a credit card that has worthwhile perks and fits your individual needs and budget.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.