Brianne Larch, WalletHub Credit Card Analyst
@BrianneLarch
The U.S. Bank Platinum balance transfer fee is 3% (min $5).
In addition to that, the card comes with a lengthy intro APR for balance transfers (0% for 21 billing cycles). Just be sure not to charge more than you can pay off in the introductory period, as the ongoing APR can be high - 18.74% - 29.74% (V).
Please note that you cannot transfer balances between two U.S. Bank accounts and the transfer amount plus the fee can’t exceed your available credit.
People also ask
What's the starting credit limit for the U.S. Bank Visa Platinum card?
The starting credit limit for the U.S. Bank Platinum card will be based on your credit standing once your application has been approved. According to anecdotal reports, the card’s starting credit limit is usually around $500, at a minimum. However, there's no surefire way of knowing your credit limit beforehand as U.S. Bank does not disclose this information on their website.
U.S. Bank Platinum Credit Limit Details
- There's no surefire way of knowing your U.S. Bank Platinum credit...
How much is the U.S. Bank Visa Platinum annual fee?
The U.S. Bank Platinum annual fee is $0 per year. U.S. Bank Platinum’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the U.S. Bank Visa® Platinum Card, though.
U.S. Bank Platinum Fees
- Annual Fee: $0
- Cash Advance Fee: 5% (min $10)
- Foreign Fee: 3%
- Balance Transfer Fee: 3% (min $5)
- Max Late Fee: $41
How much is the U.S. Bank Platinum balance transfer limit?
The U.S, Bank Platinum balance transfer limit depends on your credit limit. More specifically, you can transfer balances up to 95% of your total credit limit to your U.S. Bank Platinum Visa credit card. This maximum helps you avoid going over your credit limit due to pending transactions or transfer fees.
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