In addition to that, the card comes with a lengthy intro APR for balance transfers (0% for 20 billing cycles). Just be sure not to charge more than you can pay off in the introductory period, as the ongoing APR can be high - 15.24% - 25.24% (V).
Please note that you cannot transfer balances between two U.S. Bank accounts and the transfer amount plus the fee can’t exceed your available credit.
The starting credit limit for the US Bank Visa Platinum card depends on various factors.
They would take into consideration your credit score, your disposable income, any assets you own, as well as any potential debts and liabilities you might have.
That being said, keep in mind that the credit limit that you start off with isn’t necessarily your limit forever. U.S. Bank will routinely evaluate your account to decide whether they should offer you a credit limit increase. Always paying on time and keeping your credit utilization low is key.… read full answer
The U.S. Bank Platinum annual fee is $0 per year. U.S. Bank Platinum’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the U.S. Bank Visa® Platinum Card, though.
The U.S, Bank Platinum balance transfer limit depends on your credit limit. More specifically, you can transfer balances up to 95% of your total credit limit to your U.S. Bank Platinum Visa credit card. This maximum helps you avoid going over your credit limit due to pending transactions or transfer fees. … read full answer
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