What is the U.S. Bank Visa Platinum Card payment address?

You need a credit score of at least 750 to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.

In addition, most U.S. Bank’s co-branded credit cards require good credit, or a credit score of at least 700. In other words, most U.S. Bank credit cards are for people with good credit or excellent credit, but there are options for applicants with lower scores, too.

U.S. Bank Minimum Credit Score Requirements by Card

• U.S. Bank Altitude® Connect Visa Signature® Card: 750 (Excellent credit)
• U.S. Bank Altitude Reserve Visa Infinite® Card: 750 (Excellent credit)
• U.S. Bank FlexPerks® Gold American Express® Card: 750 (Excellent credit)
• U.S. Bank Altitude® Go Visa Signature® Card: 750 (Excellent credit)
• U.S. Bank Visa® Platinum Card: 700 (Good credit)
• U.S. Bank Cash+® Visa Signature® Card: 700 (Good credit)
• U.S. Bank Cash+® Visa® Secured Card: 300 (Bad credit)
• U.S. Bank Altitude® Go Visa® Secured Card: 300 (Bad credit)
• U.S. Bank Secured Visa® Card: 300 (Bad credit)

Meeting the U.S. Bank credit score requirements does not guarantee your approval for a U.S. Bank credit card. Your income, debt, credit history, and any recent inquiries on your credit report are all considered before you’re approved for a U.S. Bank credit card.

You can pay your credit card with cash by either visiting your card issuer’s branch location or at the issuer’s ATM. Most major credit card companies currently accept cash payments for credit card bills, including Chase, Capital One, Citibank, Bank of America, Wells Fargo, and U.S. Bank. Just don’t be surprised if they ask you for identification to complete your payment in person.... read full answer

Typically, to make a credit card payment in cash, you’ll need to go to a branch location to make a payment with a teller. Some card issuers will allow you to make cash payments via an ATM. Citibank actually only allows cash payments through their ATMs. Also, some card issuers have restrictions to paying in cash. Citibank, for example, has a monthly cap of $3,000 for credit card payments made in cash.

It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.... read full answer

In order to understand how long it takes an issuer to post your credit card payments, it’s important to know the difference between “credited,” “posted,” and “cleared.” When you submit a payment, the amount is credited, meaning the issuer recognizes you paid it. But it may not post, or be reflected in your available credit, for another day or two. When a payment is cleared, the issuer has actually received the money. As long as your payment is at least credited by the due date, it’s considered on time, assuming the transaction goes through.

To avoid any worry about how long it will take for a credit card payment to post, set up your account for autopay. This feature automatically debits your bank account for a pre-determined amount on the card’s payment due date. As long as you have enough money in the account to cover the transaction, your payments will never be late. You should be able to set up autopay online or by calling your issuer’s customer service department.