Chip Lupo, Credit Card Writer
@CLoop
The main U.S. Bank Platinum requirements are that an applicant must be at least 18 years old with a valid Social Security number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.
U.S. Bank Platinum Requirements
- At least 18 years old
- Physical U.S. address (no P.O. boxes)
- Proof of enough income to make the monthly minimum payment
- Social Security number
- Good credit or better
If you apply for the U.S. Bank Platinum, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
People also ask
What credit score do you need for the U.S. Bank Platinum card?
The credit score you need for the U.S. Bank Platinum card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the U.S. Bank Platinum, too. Some other key criteria include your income, existing debt load, number of open accounts,...
read full answerWhat credit score do you need for a U.S. Bank credit card?
You need a credit score of at least 700 to get most U.S. Bank credit cards, but the actual credit score requirements vary by card. One of the easiest U.S. Bank credit cards to get is the U.S. Bank Secured Visa® Card, which accepts applicants with bad credit and has a $0 annual fee.
U.S. Bank Minimum Credit Score Requirements by Card
- U.S. Bank Altitude® Connect Visa Signature® Card: 750 (Excellent credit)
- U.S. Bank Altitude Reserve Visa Infinite® Card: 750 (Excellent credit)
- U.S. Bank FlexPerks® Gold American Express® Card: 750 (Excellent credit)
- U.S. Bank Altitude® Go Visa Signature® Card: 750...
What is the easiest U.S. Bank credit card to get?
One of the easiest U.S. Bank credit card you can get is the U.S. Bank Secured Visa® Card. This card is available to applicants with bad credit and requires a minimum deposit of $300 to open the account. The deposit will act as your credit limit.
Beyond secured credit cards, U.S. Bank offers several unsecured credit cards for good or excellent credit. So, it would be a good idea to first see the minimum credit needed for each card and check your credit score before applying...
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