How do you get US Bank pre approval for a credit card?

You can get U.S. Bank pre-approval for a credit card online by giving some basic personal information like your name, address and Social Security number. This will allow U.S. Bank to do a harmless soft pull of your credit report and determine whether you stand a good chance of getting approved for any of their cards. They’ll show you any cards where your odds are high.

It’s important to remember that by checking for U.S. Bank pre-approval, you’re not actually applying for a credit card. Even people who get pre-approved aren’t approved for an account 100% of the time when they do submit an application. When you apply for a card, U.S. Bank will have to pull your credit once again, this time doing a hard pull which will cause a temporary dip in your score. But any score damage from applying is worth the long-term benefit of getting a new account. 

Here’s how to get U.S. Bank pre-approval:

1. Visit U.S. Bank’s pre-approval page. 
2. Enter your name, your address and the last four digits of your SSN.
3. Choose from the list of benefits under “What’s important to you?”: travel rewards, cash rewards, retail rewards, and introductory interest rate offers.
4. Type the security code shown in the captcha picture into the box below.
5. Confirm you understand that you’re not applying for a card and that U.S. Bank has permission to look at your credit. 
6. Click “Find my offers” to see the U.S. Bank credit cards you’re pre-approved for. 

It’s also useful to note that you might get a U.S. Bank pre-approval offer in the mail. In that case, you can go to their mail offer retrieval page and enter the confirmation code from your letter to apply. Or you can just mail back the application they enclosed. 

With that being said, we always recommend comparing credit cards you’re pre-approved for to competing offers. This allows you to confirm that you’re getting the best deal you’re likely to be approved for. For example, if you get pre-approved for the U.S. Bank Visa® Platinum Card, which requires excellent credit, then you should have high approval odds for most credit cards, including the rest of the best credit cards with 0% APRs.