Here’s how you can check your U.S. Bank Secured Visa® Card application status:
Online: To check your U.S. Bank Secured Visa® Card application status, just log in to your online account. You can either use your online banking ID and password or your name, birthdate and Social Security number.
By phone: Alternately, you can check your application status over the phone, by calling customer service at (800) 947-1444 and choosing option 1.
Ultimately, it is worth noting that if you’re denied, there’s still hope. You can ask US Bank to reconsider your application by calling (800) 947-1444. A US Bank credit analyst will talk to you and take another look over your application materials.
U.S. Bank credit limits are $300 at a minimum, depending on the card. The U.S. Bank credit card with the highest starting credit limit is the U.S. Bank Secured Visa® Card, which has a maximum credit limit of $5,000, depending on the deposit amount.
Don’t be surprised if you can’t find any credit limit details in the U.S. Bank card terms, since U.S. Bank doesn’t list the minimum credit limit for many of its credit cards. You’ll find out your card’s credit limit after approval, though, and applicants with a high income and excellent credit will generally get the highest U.S. Bank credit limits. … read full answer
The best U.S. Bank credit cards require a 750 credit score or higher for good approval odds. Most U.S. Bank’s co-branded credit cards require good credit, or a credit score of at least 700. In other words, most U.S. Bank credit cards are for people with good credit or excellent credit, but there are options for applicants with lower scores, too.… read full answer
U.S. Bank Minimum Credit Score Requirements by Card:
Meeting the U.S. Bank credit score requirements does not guarantee your approval for a U.S. Bank credit card. Your income, debt, credit history, and any recent inquiries on your credit report are all considered before you’re approved for a U.S. Bank credit card.
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