The U.S. Bank Visa® Platinum Card does not offer price protection. The U.S. Bank Platinum’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.
The starting credit limit for the US Bank Visa Platinum card depends on various factors.
They would take into consideration your credit score, your disposable income, any assets you own, as well as any potential debts and liabilities you might have.
That being said, keep in mind that the credit limit that you start off with isn’t necessarily your limit forever. U.S. Bank will routinely evaluate your account to decide whether they should offer you a credit limit increase. Always paying on time and keeping your credit utilization low is key.… read full answer
The best U.S. Bank credit cards require a 750 credit score or higher for good approval odds. Most U.S. Bank’s co-branded credit cards require good credit, or a credit score of at least 700. In other words, most U.S. Bank credit cards are for people with good credit or excellent credit, but there are options for applicants with lower scores, too.… read full answer
U.S. Bank Minimum Credit Score Requirements by Card:
Meeting the U.S. Bank credit score requirements does not guarantee your approval for a U.S. Bank credit card. Your income, debt, credit history, and any recent inquiries on your credit report are all considered before you’re approved for a U.S. Bank credit card.
The U.S. Bank Visa® Platinum Card is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the U.S. Bank Platinum and a metal credit card, though, so don’t dismiss the U.S. Bank Platinum just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying.… read full answer
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