The starting credit limit for the US Bank Visa Platinum card depends on various factors.
They would take into consideration your credit score, your disposable income, any assets you own, as well as any potential debts and liabilities you might have.
That being said, keep in mind that the credit limit that you start off with isn’t necessarily your limit forever. U.S. Bank will routinely evaluate your account to decide whether they should offer you a credit limit increase. Always paying on time and keeping your credit utilization low is key.
Extremely low. Just signed up minutes ago and got $500. It was a shock since I have excellent credit. I’ve never had such a low offer before. I even thought there’s was something wrong with my credit. I immediately signed up for a Wells fargo select and got $19,000. All is well, just not with US Bank. Now I have to call them to cancel. $500 credit line with worthless.
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