How do I apply for a USAA credit card? This question is about USAA Credit Cards

How do I apply for a USAA credit card?

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This question is about USAA Credit Cards

WalletHub, Financial Company

@WalletHub • 05/27/20 This answer was first published on 05/27/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can fill out a USAA credit card application online. To apply for any USAA credit card, you’ll first need to sign up for a USAA membership on their website, which means you’ll need to meet the USAA eligibility requirements.

Once you have established your membership, you can apply for a USAA credit card just like you would any other credit card. To submit your application, you will need to provide personal information, such as your full name, non-P.O. Box mailing address, Social Security number, and other information.

After you submit your USAA credit card application, allow up to 7 business days for a decision. However, many people will be approved or denied instantly. To check on the status of your USAA application, call (800) 531-8722 and ask to speak to a credit card specialist.

stillwater, Member

@stillwater • 05/27/20 This answer was first published on 07/23/18 and it was last updated on 05/27/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get a USAA credit card by applying online. Remember that you have to be an active duty service member or you'll need to connect yourself to someone in your family that has some form of military service.

You’ll get additional military benefits not provided by other credit cards and maybe optimize your travel costs with some of their cards.

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USAA Credit Card Requirements for Approval

USAA® Rate Advantage Visa Platinum® Card: requires good credit or better

USAA® Cashback Rewards Plus American Express® Card: requires good credit or better

USAA® Rewards™ American Express® Card: requires good credit or better

USAA® Rewards™ Visa Signature® Card: requires good credit or better

USAA® Preferred Cash Rewards Visa Signature® Card: requires good credit or better

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What is the best USAA cash back credit card?

The best USAA cash back credit card is the USAA® Cashback Rewards Plus American Express® Card because it offers 5% cash back on up to $3,000 spent per year at gas stations and on military bases. It also gives 2% cash back on the first $3,000 spent at supermarkets each year, along with unlimited 1% cash back on everything else. The USAA® Cashback Rewards Plus American Express® Card has a $0 annual fee and requires good credit for approval. … read full answer

For people who’d prefer to earn cash back rewards at one flat rate on all purchases, the best USAA cash back card is the USAA® Preferred Cash Rewards Visa Signature® Card. It offers 1.5% cash back on everything. Plus, as a Visa card, it will be accepted by more merchants than an Amex card. The USAA® Preferred Cash Rewards Visa Signature® Card also has a $0 annual fee and requires good credit.

Those are the only two USAA cash back credit cards on the market right now. And the choice really comes down to your spending habits.

USAA Cash Back Credit Cards

Best Overall: USAA® Preferred Cash Rewards Visa Signature® Card

Best for Flat-Rate Rewards: USAA® Cashback Rewards Plus American Express® Card

The real question is whether the best USAA credit card for cash back is actually the best cash rewards card overall. There are a lot of great offers out there from other issuers, and they’re at least worth a look.

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