How can I check my USAA credit card application status? This question is about USAA Credit Cards

How can I check my USAA credit card application status?

This question is about USAA Credit Cards

Sydney Garth, Credit Cards Moderator

@sydneygarth • 03/23/21 This answer was first published on 03/23/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can check your USAA credit card application status online or by phone at 1 (800) 531-8722.

How to Check Your USAA Credit Card Application Status Online

Create a USAA account if you don’t already have one, and log in to USAA’s website.
Go to your Inbox.
Navigate to Message Center in My Alerts & Actions.
View your application status: approved, denied, or pending.

Typically, you’ll receive a decision on your USAA credit card application within 7 business days. And many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay. When calling, you’ll need to provide your USAA number and Social Security number so that USAA can match you to your application.

You may not like what you learn when you check your application status. But those who get denied can still ask USAA to reconsider by calling 1 (800) 531-8722.

What is the easiest USAA credit card to get?

All USAA credit cards require good credit or better for approval, so they are all equally easy (or hard) to get. That doesn’t necessarily make USAA credit cards easy for anyone to get, though, because the average credit score is right on the edge of good credit. USAA does not currently issue any credit cards for people with less-than-good credit.

USAA Credit Card Requirements for Approval

USAA Rate Advantage Visa® Platinum Credit Card: requires fair credit or better...

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What are my USAA credit card approval odds?

Your USAA credit card approval odds are high if you have fair credit in most cases, enough income to pay your credit card bill, and relatively little debt. USAA, though, also offers credit cards with more lenient approval requirements, even for people with bad credit.

Credit Requirements for Good USAA Credit Card Approval Odds

USAA Rate Advantage Visa® Platinum Credit Card: Fair credit
USAA® Cashback Rewards Plus American Express® Card: Excellent credit
USAA® Rewards™ American Express® Card: Excellent credit
USAA Preferred Cash Rewards Visa Signature® Credit Card: Fair credit
USAA Rewards Visa: Good credit or...

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What's the best USAA credit card for bad credit?

One of the best USAA credit card for bad credit is the USAA® Secured Visa Platinum® Card because it has a $0 annual fee. Just keep in mind that this is a secured credit card. So, you need to put down a minimum deposit of $250, which will serve as your credit limit.

It is worth noting that USAA credit cards are not the best for rebuilding credit. That's because USAA credit cards for bad credit require a relatively high...

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WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: USAA® Secured Visa Platinum® Card, U.S. Bank Cash+® Visa® Secured Card, USAA® Rewards™ American Express® Card, USAA® Rewards™ Visa Signature® Card, USAA Preferred Cash Rewards Visa Signature® Credit Card, USAA® Secured American Express® Card, USAA Rate Advantage Visa® Platinum Credit Card, and USAA® Cashback Rewards Plus American Express® Card

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