You can check your USAA credit card application status online or by phone at 1 (800) 531-8722.
How to Check Your USAA Credit Card Application Status Online
Create a USAA account if you don’t already have one, and log in to USAA’s website.
Go to your Inbox.
Navigate to Message Center in My Alerts & Actions.
View your application status: approved, denied, or pending.
Typically, you’ll receive a decision on your USAA credit card application within 7 business days. And many applicants are approved much sooner than that. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay. When calling, you’ll need to provide your USAA number and Social Security number so that USAA can match you to your application.
All USAA credit cards require good credit or better for approval, so they are all equally easy (or hard) to get. That doesn’t necessarily make USAA credit cards easy for anyone to get, though, because the average credit score is right on the edge of good credit. USAA does not currently issue any credit cards for people with less-than-good credit.
Your USAA credit card approval odds are high if you have fair credit in most cases, enough income to pay your credit card bill, and relatively little debt. USAA, though, also offers credit cards with more lenient approval requirements, even for people with bad credit.
Credit Requirements for Good USAA Credit Card Approval Odds
One of the best USAA credit card for bad credit is the USAA® Secured Visa Platinum® Card because it has a $0 annual fee. Just keep in mind that this is a secured credit card. So, you need to put down a minimum deposit of $250, which will serve as your credit limit.
It is worth noting that USAA credit cards are not the best for rebuilding credit. That's because USAA credit cards for bad credit require a relatively high...
WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: USAA® Secured Visa Platinum® Card, U.S. Bank Cash+® Visa® Secured Card, USAA® Rewards™ American Express® Card, USAA® Rewards™ Visa Signature® Card, USAA Preferred Cash Rewards Visa Signature® Credit Card, USAA® Secured American Express® Card, USAA Rate Advantage Visa® Platinum Credit Card, and USAA® Cashback Rewards Plus American Express® Card
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