Your USAA credit card approval odds are high if you have good credit or better, or if you apply for a pre-approved USAA credit card offer. There’s about a 90% chance you will be approved if you apply for a pre-approved offer. USAA members can check to see if they are pre-approved for a USAA credit card by using the “My Offers” tab while logged in to their USAA account online. All the offers listed are pre-approved, which means that USAA has selected you as a good fit for each offer based on your credit profile. With that said, pre-approval does not guarantee approval.
Alternatively, members can call USAA customer service to ask the advice of a credit card specialist. Call 210-531-8722, and have your USAA membership number handy. Once you’re talking to the specialist, you can ask about your approval odds for each card, and get advice on which credit card is best for you.
It’s worth noting that USAA membership is only available to members of the U.S. military and their family members. So before you get excited about USAA credit card offers, make sure you qualify for USAA membership.
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