No, USAA does not have a secured credit card that is available to new applicants. USAA only offers unsecured credit cards, which are credit cards that do not require the cardholder to put down a refundable deposit in order to open the account. With secured cards, the deposit usually serves as the spending limit on the card, and the issuer can keep the deposit if the cardholder fails to repay what they owe. As a result, secured credit cards are relatively easy to get approved for.… read full answer
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a USAA credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
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