What's the best USAA credit card for bad credit? This question is about USAA Credit Cards

What's the best USAA credit card for bad credit?

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This question is about USAA Credit Cards

William Memphis, WalletHub Credit Card Advisor

@bill.memp1 • 08/25/21 This answer was first published on 08/25/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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There are no USAA credit cards for bad credit anymore.

The USAA® Secured American Express® Card was once the easiest USAA card to get, but it was discontinued.

Ultimately, you can check out our editors’ latest picks for the best credit cards for bad credit on the market and see which one better suits your needs.

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People also ask

Does USAA have a secured credit card?

No, USAA does not have a secured credit card that is available to new applicants. USAA only offers unsecured credit cards, which are credit cards that do not require the cardholder to put down a refundable deposit in order to open the account. With secured cards, the deposit usually serves as the spending limit on the card, and the issuer can keep the deposit if the cardholder fails to repay what they owe. As a result, secured credit cards are relatively easy to get approved for.… read full answer

Even though USAA does not offer a secured credit card, there are plenty of secured credit cards from other card issuers to consider. Some of the best secured credit cards are the Citi® Secured Mastercard®, the Bank of America® Customized Cash Rewards Secured Credit Card and the OpenSky® Secured Visa® Credit Card. Using one of these secured cards responsibly can help you eventually build your credit to the point where you can qualify for a credit card from USAA.

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What are the USAA credit score requirements?

The USAA credit score requirement is 750 for all cards, which means that people with excellent credit or better have high approval odds.

If your credit score is below the threshold needed for a credit card from USAA, it’s best to wait to apply until you meet the credit score requirement. You can … read full answer check your credit score for free on WalletHub.

USAA Credit Score Requirements by Card

USAA® Rewards™ American Express® Card: 750 (Excellent credit)

USAA® Preferred Cash Rewards Visa Signature® Card: 750 (Excellent credit)

USAA® Rewards™ Visa Signature® Card: 700 (Good credit)

USAA® Cashback Rewards Plus American Express® Card: 750 (Excellent credit)

USAA® Rate Advantage Visa Platinum® Card: 750 (Excellent credit)

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a USAA credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

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