USAA has different types of credit cards for different types of needs and credit ranges. Only the high-end ones include purchase protection, namely the Visa Signature ones. Basically, if an item you purchase with your card is stolen or damaged within the first 90 days, purchase security can replace, repair or reimburse the item. Keep in mind that if your item is stolen, you must file a police report within 48 hours of becoming aware of the theft. To file a claim, call 1-888-221-3289.
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