Cameron DiGiovanni, Writer
@cdigiovanni20
To report a lost USAA credit card, immediately call USAA customer service at 1 (800) 531-8722. USAA will cancel the lost card and send a replacement credit card after verifying your identity over the phone. USAA also allows you to report a lost credit card through their website or mobile app.
How to Report a Lost USAA Credit Card
- Call USAA customer service at 1 (800) 531-8722.
- Inform the customer service representative that you’ve lost your credit card.
- Verify your identity by providing any requested information, such as your date of birth or the last four digits of your Social Security number.
- Ask the USAA rep to cancel your old credit card and send a replacement.
Replacement cards from USAA will generally arrive within 7-10 business days. You can try to get rush delivery when you call to report the lost card, but make sure to ask whether there will be a fee. Once you receive the replacement card, you will need to activate it before making any purchases.
Finally, you won’t be held liable for fraudulent charges made by anyone who may have found or stolen your USAA card. This is because all USAA credit cards have a $0 liability guarantee. That said, you should still report any unauthorized charges as soon as you notice them on your billing statement.

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